Let’s just get one thing out in the open…The holidays can get expensive very quickly. Between travel, special events, gifts, goodies, and more, the cost adds up fast. And, while we do try to keep our focus on the true reason for the season this time of year, we do enjoy participating in all of the holiday festivities. So, how do we do that without blowing our budget? Well, we use a few key tips for shopping and our sure to set aside some funds to cover the costs of Christmas. So, if you are looking to stay on budget this year, too, consider using these ideas for how to save money on your holiday shopping.
As a young wife and a mom-to-be, I need all the help I can get saving money. The tips and tricks that I use are relatively easy strategies that anyone can use to improve their finances and become more financially independent no matter what their current lifestyle is. I love finding new ways to save money and keep our costs low.
If your life is like mine and you’re constantly wondering what you can do to save a little more or to support your family’s financial better, I’ve got you covered. First things first, go ahead and subscribe to Living Contently to receive a free copy of my Debt Payoff Toolkit, and then take a look at some of my other resources.
My tips for saving money and improving your finances run the gamut for helping those who are just getting started saving money to those who have already cut the budget as much as they can. Wherever you are in your journey to financial freedom, though, you’ll be able to find some helpful tips and insight that I’ve already put to the test. Continue reading
When it comes to the holidays, there is a pretty obvious elephant in the room…Spending. We all know that our focus should be on giving rather than receiving, but it’s difficult to wrap our minds around this concept as it relates to money, especially when money is tight.
For that very reason, many of us turn to credit as a way to source giving gifts to those we love, thinking we’ll be able to “catch up” once the holidays are over. While credit can be an effective way to build your financial report card when used responsibly, debt is a whole other story. My best suggestion? Stay out of debt this holiday season with these simple tips. Continue reading
It’s hard to believe we’ve already completed another month, but I have to tell you, I’m not sorry about it all. October is one of my favorite months for lots of reasons, but before we get into that, let’s take a look back at September, more specifically our success regarding Savings in September and sticking with our 5 goals for saving money in throughout month.
Top Reasons to Save Money
If you frequented the blog waves with us last month, you know we covered topics like making your budget work for you and using simple ways to save. Amidst those posts, though, you may have forgotten the purpose or the very reason for saving money. For us, the focus on being frugal is threefold. Continue reading
If you’ve been hanging out with us this week, you know we’ve been talking debt, or more specifically strategies for paying off debt and knocking it out faster than you thought possible. The last couple of posts got me thinking back to our beginning budgeting days, and I remembered the one thing that seemed most difficult for
us me to wrap my brain around was which debt to pay off first.
So, I decided that might be an issue some of you might be having. You’ll get different suggestions from different people, but if you are following the “snowballing” approach that we talked about here, you can easily figure out which debt to throw your extra funds at first with these steps. Continue reading