The beginning of the year is as good of a time as any to rework your finances and get things back in order, and one of the best ways you can do that is implementing effective financial habits. I’ll admit, our finances have been a work in progress since we got married. (You might remember our big b-word talk…) But, there have always been three habits that we had in place with our finances that have made a huge difference in our ability to pay down our debt, live contently, and spend wisely. So, what are those three habits? Check them out and see if they won’t help you get back on track with your finances.
The holidays are great for a lot of things, except…the budget. Obviously, it’s important to set aside money for Christmas, but even having done that you probably aren’t applying any extra funds toward your financial goals at this time of year. In any case, though, we’ve successfully made it through the holidays and now it’s time to get back on track with several things in life, but especially your finances. Want to refresh your finances? Check out these simple ideas for getting back on track with your finances!
The holidays can be a difficult time of year in many ways but particularly so when it comes to staying on the budget. But, the good news is you can still make a little extra money to cover any unexpected costs of your holiday season if you are willing to put forth a little effort. It’s always best to put in the extra effort on the front end to make the money you need to cover holiday expenses than to pay on credit and do your hustling on the back end. So, if you didn’t budget enough for Christmas or if you simply need a little extra to cover some unexpected expenses, check out these ways to make money before Christmas.
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Justifying the hefty price tag and monthly bill on a smartphone can be tough. That is unless you take into consideration the many ways that this one little device can actually help you save a lot of money. If you consider all the ways a smartphone can help you save, you’ll realize that your device can likely help you save even more money than you are spending on it. At least that’s what I realized…So, if you’re looking for more ways to save money, then don’t get rid of that smartphone just yet. Instead, download these money saving apps and see how much your smartphone can help you save.
If the thought of a sparkling clean and fresh home isn’t enough incentive to send you into spring cleaning mode, maybe a little money is. Yep, that’s right. You can actually make money by spring cleaning, and it goes beyond just selling your old stuff on Craigslist (although that is a viable option, too). So, take a few minutes to learn how spring cleaning can make you money and then get busy!