As a young wife and a mom-to-be, I need all the help I can get saving money. The tips and tricks that I use are relatively easy strategies that anyone can use to improve their finances and become more financially independent no matter what their current lifestyle is. I love finding new ways to save money and keep our costs low.
My tips for saving money and improving your finances run the gamut for helping those who are just getting started saving money to those who have already cut the budget as much as they can. Wherever you are in your journey to financial freedom, though, you’ll be able to find some helpful tips and insight that I’ve already put to the test. Continue reading →
One of my favorite things of summer is enjoying a cookout in the back yard with the ones we love. However, if we’re constantly hosting (or even just enjoying cookouts ourselves), we’d likely blow our food budget. So, I decided I had to come up with a few ways that we could still enjoy our summer cookouts without spending quite as much. If you’re hosting a cookout and plan to invite a few friends, you can still keep it frugal. Just follow these tips!
Now, I don’t typically advise you to spend money when you don’t have it; however, there are some things that are just that important…like a vacation. Okay, so let’s get one thing straight. I’m not really suggesting that you go out and spend money that you don’t have, but what I am encouraging is that you make some time to rest, relax, and take a break from reality even if the budget’s tight. And here is how you can do it.
Summer is the time of year that we all let loose a little. We spend more time outside. We celebrate a little more. And we plain just have a little extra fun. The only problem is sometime that fun costs money…If you’re sticking to a pretty strict budget this summer or you just want to find ways to enjoy some summer fun without spending a lot, you’re in luck. As a child, I spent countless summer days running around outside with my older brother and sister coming up with things to do, and not much has changed since then. Check out these fun summer activities that will cost you next to nothing but will bring countless memories.
If I were to list the number one most important thing for maintaining a budget (and living contently) it would be to live within your means. Honestly, one of the easiest ways to bust your budget and to become discontent is constantly wanting and buying things that are outside of the confines of your budget. So, if you often run out of money before your run out of month, you’re likely living beyond your means and need to reign in your spending a bit. Learn how to live within your means, and you’ll be surprised at how much you actually do have.