The holidays are great for a lot of things, except…the budget. Obviously, it’s important to set aside money for Christmas, but even having done that you probably aren’t applying any extra funds toward your financial goals at this time of year. In any case, though, we’ve successfully made it through the holidays and now it’s time to get back on track with several things in life, but especially your finances. Want to refresh your finances? Check out these simple ideas for getting back on track with your finances!
Okay, so we all know paying off debt isn’t easy. I mean, if it were, then none of us would have any debt, right? But, there are a few things that can make paying off debt easier (and might I add, less painful). So, if you’re trying to pay off your debts, consider giving these options a try.
As a young wife and a mom-to-be, I need all the help I can get saving money. The tips and tricks that I use are relatively easy strategies that anyone can use to improve their finances and become more financially independent no matter what their current lifestyle is. I love finding new ways to save money and keep our costs low.
If your life is like mine and you’re constantly wondering what you can do to save a little more or to support your family’s financial better, I’ve got you covered. First things first, go ahead and subscribe to Living Contently to receive a free copy of my Debt Payoff Toolkit, and then take a look at some of my other resources.
My tips for saving money and improving your finances run the gamut for helping those who are just getting started saving money to those who have already cut the budget as much as they can. Wherever you are in your journey to financial freedom, though, you’ll be able to find some helpful tips and insight that I’ve already put to the test. Continue reading
If I were to list the number one most important thing for maintaining a budget (and living contently) it would be to live within your means. Honestly, one of the easiest ways to bust your budget and to become discontent is constantly wanting and buying things that are outside of the confines of your budget. So, if you often run out of money before your run out of month, you’re likely living beyond your means and need to reign in your spending a bit. Learn how to live within your means, and you’ll be surprised at how much you actually do have.
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I understand. When you first start working on saving money, the process can seem, well, downright painful. We get used to a certain lifestyle that hinges on our spending habits, and it’s hard to change those habits. When we were in that stage, though, we did a few things to make saving money easier and, yes, a little less painful. So, if you’re in the process of still adjusting to saving money, or even if you’ve been at it for years and still feel that “twinge” every time you have to deny your coffee habit (or whatever it is), give these tips a try!